Dr. Douglas C. Merrill is the founder and CEO of ZestFinance, a financial services technology company that uses data to help make better credit underwriting decisions in order to provide credit alternatives to the underbanked.

He is also the author of Getting Organized in the Google Era, a book on personal and workplace organization published by Random House.

Previously, Merrill was CIO and VP of Engineering of Google Inc. where he oversaw all aspects of internal engineering and technology and led multiple strategic efforts, including Google's 2004 IPO and its related investor program and regulatory activities. He most recently served as COO of New Music and President of Digital Business at EMI Music.

Merrill holds an MA and Ph.D. in Psychology from Princeton University, and a BA from the University of Tulsa in Social and Political Organization.